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New and Used Auto, Boat, RV and Motorcycle Loans New and Used Auto, Boat, RV and Motorcycle Loans Forget the auto manufacturers’ so-called “zero percent financing!” The credit union offers no-hassle auto, boat, RV and motorcycle loans with convenient terms, no hidden charges, no prepayment penalties and at some of the lowest rates in town. And, unlike automaker financing, our low financing rates are available to most members (who qualify for an auto loan), and you can even get pre-approved before you shop! Using the credit union to finance your new auto means you can also take advantage of any auto manufacturer’s rebates that are available. This could save you hundreds – even thousands – of dollars. Find out how much money you can save by choosing the rebate and financing with FMCU instead of choosing the automakers’ “ zero percent financing.” Use our calculator. Looking for a great deal on a used vehicle? Look no further than Enterprise Car Sales! Enterprise offers certified, pre-owned vehicles that must pass a 109-point inspection. You get a 12-month, 12,000 miles limited warranty at no extra cost, and you can return your vehicle within seven days or 1,000 miles if not completely satisfied (contact Enterprise Car Sales for details). Credit Union Lending Systems (CULS) We are part of the Credit Union Lending Systems network. This program makes it easier than ever to finance with the people you already know and trust—First Missouri Credit Union. Simply choose your vehicle, tell the dealer that you're a member of our credit union and you would like to finance through Credit Union Lending Systems. There are over 160 local participating dealers, and most dealers are able to process your First Missouri Credit Union loan right at the dealership at no extra charge! Let us find the loan that is perfectly suited to you. Choose from conventional or adjustable-rate mortgages with competitive rates, flexible terms, and no hidden fees. Our experienced loan officers will help you through every step of the loan process and offer you the friendly, personal service you deserve. Put your home to work for you with a home equity line of credit! A home equity line of credit is a convenient way to access additional cash, while offering possible tax advantages (check with your tax advisor for details). First Missouri’s home equity line of credit offers low rates, flexible terms, no points and minimal closing costs. You can use the money for home improvements, college tuition, bill consolidation or any other practical purpose. These closed-end loans are also available at a fixed rate of interest with up to 15 years to repay. Qualified members may borrow up to 110% of their home’s equity. If you are carrying around all types of credit cards with all types of high rates, then it’s time to go platinum! The First Missouri Credit Union VISA® Platinum Credit Card delivers the purchasing power you deserve with the extra convenience and security you’ve earned. It also includes:
Access your VISA account online. These affordable, unsecured loans are designed to provide you with quick cash to use any way you wish, including debt consolidation, or large purchases such as appliances or computers. Your good credit and a signature are the only requirements for a personal loan. Contact the credit union today for current rates and terms. To help protect your family from unexpected financial tragedy, First Missouri Credit Union offers optional low-cost single and joint credit life and credit disability insurances on most credit union loans. Enjoy extra peace of mind, all at affordable group rates.
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