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Credit Unions: Safe & Secure


First Missouri Credit Union (FMCU) is a state-chartered credit union, organized under strict regulatory laws that are monitored and enforced by the Missouri Division of Credit Unions and the National Credit Union Administration (NCUA), an agency of the U.S. Government. We keep each member safe and secure with NCUA insurance up to $250,000.


National Credit Union Administration Insured

Not one penny of insured savings has ever been lost by a member of a federally-insured credit union.

The credit union's regulator, the National Credit Union Administration (NCUA), has set up a toll-free hotline to call for more information on the safety of your credit union funds (1-800-755-1030, ext. 1). The federal agency has also developed an online tool kit with additional information.

For more information about your account's coverage, contact us or see the NCUA's insurance estimator at: http://webapps.ncua.gov/ins/


FMCU: Safe and Sound

The deposit insurance that covers your savings and provides security for financial institutions nationwide has been increased. Through the Helping Families Save Their Homes Act of 2009, the share insurance coverage provided by the National Credit Union Share Insurance Fund (NCUSIF), will remain at $250,000. This level of coverage has previously been set to expire at the end of 2013.

The extension helps to ensure that your money remains safe and secure with FMCU. No financial institution is able to offer greater federal insurance coverage. For details on this change or to learn more about how the NCUSIF protects your deposits, contact the credit union or visit the links below:

Click below to learn more: